Can Homeowners Insurance Pay for New Windows?

Published on
September 15, 2020

Severe weather can damage your home’s windows.  Other types of unfortunate events can also cause your windows to be damaged and need replacement.  Homeowners insurance will likely cover replacement windows for those types of events. 

How Insurance Works

Homeowners insurance covers losses and damages to your place of residence. This includes different assets in your home, such as furnishings and other material possessions. Having insurance is necessary not just because it protects your home against damage and/or theft but also provides liability coverage against any accidents that may affect it.

Knowing the Coverage for Damaged Windows

Coverage depends on your homeowners insurance policy and what is included.  The amount the insurance will cover can also vary based on your policy.  Not all insurance policies cover the full expense to replace your losses.  Most policies cover the damage caused by severe weather events or other disasters.  Insurance does not cover damage caused by wear and tear.

Renewal by Andersen of Louisville, Lexington and Evansville can. You help you find the best windows for your home.  Call us today and schedule your free consultation.  

  • Greater Louisville: (502) 716-7264
  • Greater Lexington: (859) 629-4649
  • Evansville/Owensboro: (812) 213-8244